Car Insurance By State 2024 Price. Michigan has the highest average minimum coverage rate, at $154 per month, while south dakota has the cheapest, at $29 per. That means that the average driver pays.

Michigan has the highest average minimum coverage rate, at $154 per month, while south dakota has the cheapest, at $29 per. Bankrate estimates the national average cost of full coverage car insurance in 2024 increased by 26% to $2,543, up $529 from a year earlier.